Are you looking for ways to better manage your finances? Are you in need of a reliable payment solution that allows you to pay later? If so, you’re in luck! Pay later apps in India are becoming increasingly popular as they provide users with the flexibility to make payments at their convenience. With so many apps available, it can be hard to decide which one to choose. To help you out, we have compiled a list of the top 7 pay later apps in India that you can use to make purchases without worrying about having enough cash on hand. Keep reading to find out more!
- Simpl
Simpl is a popular Pay Later app in India that helps consumers to make online purchases and pay for them later. Simpl helps its users pay for their purchases in monthly instalments, with no added interest or processing fees. All you have to do is sign up for an account, link it with your bank account and start shopping.
Simpl also allows you to purchase items from a wide range of online stores and merchants. The app also allows its users to buy items in bulk without any hassle. You can even pay for your electricity, phone and water bills with Simpl. With its simple and secure payment system, you can make payments easily and securely.
- Zest Money
ZestMoney is an innovative pay-later app that helps users in India make payments for their online purchases in a more convenient manner. It allows users to buy items from partner websites, such as Amazon and Flipkart, and then pay for them in EMIs over a period of time. It is a great way to manage your budget and allows you to purchase items without having to pay the full amount upfront.
ZestMoney also has a mobile wallet feature which allows you to store money in the app itself. You can use this money to pay your bills or make payments for purchases, and you can also transfer funds from the wallet to your bank account.
- LazyPay
LazyPay is a payment solution developed by PayU that allows users to pay for their online purchases at a later date. This is the ideal option for those who need a little extra time to pay for their goods. The process of using LazyPay is quite simple. All you need to do is select the “LazyPay” payment option during checkout and then enter your phone number, email address and a few details about yourself. Once this is done, your purchase will be approved instantly and you can choose to pay at a later date.
- Mobikwik
Mobikwik is a popular digital payments platform based in India. The company offers a wide range of payment options, including UPI and wallet-to-wallet transactions, as well as bill payments, recharge, and many other services. It has over 200 million registered users, and is accepted at thousands of merchants across the country. The company also offers a Pay Later service which allows users to make purchases without having to pay for them up front. Customers can apply for a loan from Mobikwik which can then be used to pay for their purchase. The repayment terms are flexible and can be adjusted according to the user’s preference.You can also use mobiqwik wallet to purchase gift cards on Crafin
- Freecharge
Freecharge is one of the most popular pay later apps in India. It is a mobile payment and commerce platform that offers its users a secure, convenient and efficient way to pay their bills, recharge their prepaid and postpaid connections, and also shop online. The app is simple and easy to use, making it an ideal option for those looking for quick, hassle-free payments.
- Paytm Postpaid
Paytm Postpaid is now accessible to all customers after initially being made available just to those with ICICI bank accounts. You may apply, and Paytm will quickly respond with your own, limit-free Paytm Postpaid account. The greatest benefit of Paytm is its widespread accessibility. It may be used to pay bills, make reservations, recharge devices, and more.
- SlicePay
This credit platform with pay later is only available to students. All of the main e-commerce giants are supported by SlicePay. SlicePay enables you to make purchases from Flipkart, and Amazon. They even provide Byju’s courses, and you may reserve taxis, recharge, and make payments later.
So, these are the top 7 pay later applications that you can use to make online purchase without doing any upfront payment.
